Smarter Mortgage Decisions. Long-Term Wealth.
Your mortgage is one of the biggest financial decisions you'll ever make. I help you understand your options, weigh the trade-offs, and use your mortgage as a tool to build long-term wealth — not just close a loan.
- Nearly 10 Years of Mortgage Lending Experience
- Certified Divorce Lending Professional® (CDLP®)
- Same-day response
Who I Help
I work with first-time buyers, homeowners, real estate investors, and clients navigating divorce — guiding each with a plan built around their goals.
First-Time Homebuyers
Clear, step-by-step guidance so you can buy your first home with confidence — not confusion.
Homeowners
Refinance strategy, equity planning, and second-home financing built around your long-term goals.
Real Estate Investors
DSCR, bank statement, and investment property financing to help you grow your portfolio strategically.
Divorce Mortgage Planning
I help divorcing homeowners understand their mortgage options and collaborate with attorneys and advisors on housing decisions.
Why Work With Barb?
A mortgage is one of the largest financial decisions of your life. You deserve a partner who treats it that way — with expertise, honesty, and follow-through.
More about BarbPersonalized guidance
Every strategy is tailored to your goals and timeline — no cookie-cutter advice.
Fast communication
Quick, clear responses so you always know where you stand.
Competitive loan options
Access a wide network of lenders and programs to fit your situation.
Experienced problem solving
Complex file? Unique income? I've likely seen it — and solved it.
Education throughout
You'll understand every step, so you can decide with confidence.
Technology + personal service
Modern digital tools paired with a real human who picks up the phone.
Why Borrowers Choose Loans by Barb
The experience, credentials, and personal commitment that make the difference.
Direct access to your loan officer
You'll always know who's handling your loan, and you'll always have direct access to me whenever you need me.
Nearly 10 Years of Mortgage Lending Experience
With nearly 10 years of mortgage lending experience, Barb helps clients navigate both straightforward and complex mortgage decisions with clear guidance and practical solutions.
Certified Divorce Lending Professional® (CDLP®)
Specialized training to help clients and advisors through divorce mortgage decisions.
Investor financing expertise
DSCR, bank statement, and investment property solutions for growing portfolios.
Fast communication
Same-day responses and clear updates so you're never left wondering.
Licensed in multiple states
Helping clients across CA, FL, IL, MD, and MN.
Mortgage Solutions
Every borrower has a unique financial story. Let's find the mortgage solution that fits where you are today—and where you're headed next.
Conventional
A great fit when you have steady income and want flexible terms on your primary home.
FHA
Helpful if you're getting started and want a lower down payment or more forgiving credit guidelines.
VA
For active-duty service members, veterans, and eligible spouses — often with zero down.
Jumbo
When your dream home sits above conforming loan limits, we'll find a path that fits.
Self-Employed
Business owners and 1099 earners deserve options built around real income, not just tax returns.
Bank Statement
Use 12–24 months of deposits to qualify — ideal for entrepreneurs with variable income.
DSCR Investor
Qualify based on the property's cash flow so you can keep growing your portfolio.
Investment Property
From single-family rentals to small multi-units, financing that works for your strategy.
Refinance
Lower a payment, tap equity, or restructure — let's see if the timing makes sense for you.
Mortgage Planning Center
Tools & Resources to Plan Your Next Move
Educational guides, calculators, and market insights to help you make confident, well-informed mortgage decisions.
The Mortgage Wealth Planner
My signature planning tool for using your mortgage as a long-term wealth-building strategy — not just a monthly payment.
Mortgage Planning Tools
Payment, affordability, rent-vs-buy, refinance, and amortization calculators in one planning hub.
Use the CalculatorsHome Value Report
A free, personalized home value report delivered to your inbox and automatically updated each month.
Get the reportFirst-Time Homebuyer Guide
A step-by-step guide to buying your first home with clarity and confidence.
Get the free guideInvestor Financing Guide
How DSCR, bank statement, and investment property loans really work.
Get the free guideHome & Divorce Guide
Seven important mortgage and housing considerations for homeowners navigating divorce.
Get the free guideMortgage Mistakes Guide
Seven costly mortgage mistakes to avoid before buying or refinancing a home.
Get the free guideSpecialized Divorce Mortgage Guidance
When Divorce Involves the Home, the Mortgage Deserves Its Own Plan.
Barb helps divorcing homeowners and their professional teams understand the mortgage qualification, refinancing, equity, and timing considerations behind important housing decisions.
What Clients Say
Real reviews from verified Zillow clients. New reviews will be added as they come in.
Compassionate, Professional and Dedicated!
"As a recently divorced woman with limited knowledge of my options in obtaining the marital property, Barb was able to ease my anxiety and work with me every step of the way. She's professional and empathetic and dedicated to help educate and explain the refi process in a way that's not intimidating or overwhelming."
— Michele P.
Loan type: Conventional
Barb was fantastic
"Barb and her team were extremely professional. We had a fast closing and Barb did everything that she could to make it happen. Very accessible day or night. She got us a perfect loan for our situation. She even attended the closing to be sure that everything ran smoothly."
— Jim B.
Loan type: Conventional
Saved Our Relocation!
"Barb was recommended to us by our buying agent and was an absolute treasure! Barb was super responsive which was crucial for our turnaround to buy our home. She found us an awesome rate on our mortgage loan and was with us every step of the way to closing. I cannot recommend her highly enough!"
— Laura G.
Loan type: Conventional · Relocation
Ready to explore your options?
A quick conversation is the best place to start. No pressure, no obligation — just clear guidance on your next best step.