Terms of Use

Informational purposes only

The content on this website is provided for general informational purposes. It is not a commitment to lend and is not a guarantee of loan approval.

Loan terms and availability

Loan eligibility, rates, terms, and program availability are subject to underwriting, credit approval, property qualification, and change without notice. Not all applicants will qualify for every program described on this site.

Calculators and examples

Calculators, examples, scenarios and illustrations on this website are estimates for general planning only. They do not reflect an offer, quote, or actual loan terms, and actual figures will differ based on your circumstances.

Communications and security

Do not send Social Security numbers, account numbers, or other sensitive financial information through unsecured website forms or email. Secure methods will be provided when such information is required.

No professional advice

Nothing on this website constitutes legal, tax, accounting or financial advice. Please consult qualified professionals regarding your specific situation.

Intellectual property

All content, text, graphics, logos, workbooks and materials on this website are owned by or licensed to Barb Patterson / Loans by Barb / Ease Mortgage and are protected by applicable intellectual-property laws. You may view and print content for personal, non-commercial use. Any reproduction, redistribution, modification or commercial use without prior written permission is prohibited.

Third-party links

This website may link to third-party sites and tools. We are not responsible for the content, accuracy, or practices of those third parties.

Limitation of liability

This website is provided on an “as is” and “as available” basis without warranties of any kind, to the fullest extent permitted by law. To the extent permitted by applicable law, Barb Patterson, Loans by Barb, and Ease Mortgage will not be liable for any indirect, incidental, consequential or special damages arising from your use of, or inability to use, this website or its content.

Contact

Barb Patterson / Loans by Barb / Ease Mortgage
Email: barb@loansbybarb.com
Barb Patterson NMLS #1589106 · Ease Mortgage NMLS #228319

See also our Privacy Policy.