Free Debt Analysis
Could Consolidating Your Debt Lower Your Total Monthly Payments?
A Low Mortgage Rate Is Only One Part of Your Financial Picture
Your current mortgage rate isn't the only number that matters. Let's compare your mortgage, credit cards, auto loans and other debt to see what the numbers actually look like.
Get My Free Debt AnalysisLet's Compare the Complete Picture
I'll review your current mortgage, monthly debt payments and available home equity to help you understand whether a debt-consolidation strategy may be worth considering.
Review Your Current Debt
We'll look at your mortgage, credit cards, installment loans and other monthly obligations.
Compare Possible Strategies
I'll show you how consolidation could affect monthly cash flow, total interest and the mortgage payoff timeline.
Make an Informed Decision
You'll receive the numbers and explanation you need—with no pressure to refinance.
A Higher Mortgage Rate Doesn't Always Mean a Worse Financial Outcome
Your mortgage rate matters, but it isn't the only number that matters. High-interest revolving and installment debt can significantly affect monthly cash flow.
The goal is not simply to replace one loan with another. The goal is to determine whether restructuring debt could create a better overall financial outcome—and whether applying any monthly savings back to principal could help build equity faster.
By submitting this form, you consent to be contacted by Barbara Patterson and Ease Mortgage by phone, text message (SMS) and email at the number and address you provided, including through automated technology, regarding your inquiry. Consent is not a condition of any purchase or loan. Message and data rates may apply; message frequency varies. Reply STOP to opt out of texts or unsubscribe at any time. Please do not submit Social Security numbers, account numbers or other sensitive financial information through this form. See our Privacy Policy and Terms of Use.
No Pressure. Just the Numbers.
Submitting this form does not obligate you to apply for a mortgage or refinance your home. I'll help you understand the possible advantages, costs and tradeoffs so you can decide whether the strategy makes sense for you.
Debt consolidation through mortgage refinancing may increase the mortgage balance, extend the repayment period and place previously unsecured debt against the home. Closing costs and other loan expenses may apply. Actual terms, savings and eligibility depend on the borrower's circumstances and available loan programs. This is not a commitment to lend.
Barb Patterson
Sr. Mortgage Specialist | NMLS 1589106
Ease Mortgage | NMLS 228319
LoansByBarb.com